FREE GUIDE
The Money Guide Nobody Gave You
A free, no-BS starter plan for millennials who know they should be doing more with their money but haven't figured out where to begin.
"The vast majority of people who sit down with me for the first time have never worked with a financial advisor before. They aren't broke. They aren't irresponsible. They just never had anyone walk them through this stuff in a way that made sense. This guide is that conversation."
What's inside:
- The five reasons smart, capable people stay stuck financially (and why none of them are your fault)
- A 5-step starter plan that works whether you earn $50K or $250K
- The one number you need to know before you invest a single dollar
- Why your employer might be handing you free money right now, and how to take all of it
- The simplest investment approach that outperforms the vast majority of professionally managed portfolios over any 20-year period
- The part of financial planning nobody talks about, and why it's the part that actually matters
about this guide
This guide is 10 pages. No filler. No sales pitch. Just the conversation I wish someone had with my clients ten years before they walked into my office.
It covers cash flow, emergency funds, employer matches, debt payoff, and investing basics, in the exact order they should be tackled. Pick the step that's most relevant to where you are right now and take one action on it this week. That's the whole point.
Written by Shaun Melby, CFP®, a fee-only fiduciary financial planner with 15+ years in the industry. Featured in CNBC, Bloomberg, Fortune, The Wall Street Journal, and more.